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    Jun 22, 2016

    NSFs, NSmen to get free insurance coverage

    BOTH full-time and operationally ready national servicemen will have free life and personal insurance coverage provided by the Ministry of Defence (Mindef) and Ministry of Home Affairs (MHA).

    The scheme applies to servicemen in the Singapore Armed Forces (SAF), Singapore Police Force (SPF) and Singapore Civil Defence Force and will take effect on July 1.

    Premiums for the $150,000 group term life and $150,000 group personal accident insurance coverage from Aviva will be paid for by Mindef and MHA during the servicemen's full-time national service or reservist duties.

    The insurance will also cover pre-existing medical conditions.

    The scheme was one of the recommendations by the Committee to Strengthen National Service to better recognise the contributions of national servicemen.

    "The provision of this group term life and group personal accident insurance, which is on top of our current welfare and compensation frameworks, is our way to thank (our national servicemen) for their contributions to national defence," said Mindef's director for national service affairs, Colonel (NS) Simon Lim.

    Currently, SAF servicemen have the choice of opting into an insurance plan when they enlist, while those in the SPF and SCDF are automatically enrolled in schemes with premiums paid from their monthly allowance. Those in the SAF who are injured over the course of training can also seek compensation for medical expenses.

    The new insurance coverage will be extended to regulars in Mindef/SAF and the Home Team (Uniformed Officer) during their period of employment.

    National Service volunteers from the SAF Volunteer Corps, SPF Voluntary Special Constabulary and Civil Defence Auxiliary Unit will also be covered during performance of their official duties.

    National servicemen, regulars and volunteers can purchase additional coverage if they want to insure themselves outside these periods.

    Full-time national serviceman Joshua Lim, 22, said the free insurance coverage was a good effort in better caring for those in national service.

    "But I hope our safety standards don't become more lax because of this," he added.